The table that appears in your statement will show two things (based on the assumption that you make no additional transactions on your Card):
Row 1. Shows the total time it would take to repay your current balance if you only pay the minimum amount each month, as well as the estimated total interest charges that would be applied. This figure takes into account the different interest rates on your balance.
Row 2. Calculates the amount you need to pay off each month to clear your balance in 2 years, the total interest you would pay, and how much you would save compared to only paying the minimum amount. This monthly payment is determined using the highest interest rate on your balance.
When estimating the total time needed to repay your current balance in full and the monthly amount needed to pay off your account in two years, we assume that your statement is issued on the same date each month and that you always make your monthly payment on the payment due date.
For more information, see the How To Read Your Statement for your Credit Card.